Should I accept a subsidized Stafford loan for grad school, an unsubsidized Stafford loan, or both?

I personally accept both (as the extra money helps me get by so I don't have to work as much and can concentrate on school). If you don't need/want the extra money than only accept the subsidized if it will be enough. You will not have to pay anything back until 6 months after you graduate (unless of course you drop out or something). Also, remember they say to only take out loan amounts of what you would be making in a year once your done with college.